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Personal Finance : Business & Finance

How to Get Social Security Disability Benefits Fast

If you currently receive Social Security or Supplement Security Income (SSI) benefits and want to speed up the delivery of those benefits, you can do so with a bank account. All you have to do is sign up for direct deposit. Because Social Security benefits are delivered by mail, which can take up to

Places That Will Help Pay Your Electric Bill in Jacksonville, Florida

For low-income households, an unexpectedly high electric bill can be an unwelcome expense when already living on a tight budget. Thankfully, there are a few organizations and government programs to help people in Jacksonville, Florida, who are struggling the make ends meet.

Identification Requirements to Open a Bank Account

Opening a bank account is one of the first steps to financial responsibility. There are a variety of banking institutions and types of bank accounts to choose. Before you begin this journey, there are a few pieces of identification you will need to open a bank account at any financial...

British Pension Holders: QROPS Is a Good Thing

For those who are planning to settle abroad, the fact that pension is tied up with rules and regulations can be quite frustrating. The pension amount is like frozen in the red tape actually set ...

Food Stamp Eligibility Requirements in California

The California food stamp program provides assistance for low-income households to purchase food. The program, called CalFresh, issues electronic food stamps that can be used at grocery stores across the state. The average household participating in the program gets about $200 per month in benefits,

More Ways To Save On Long-Term Care Insurance

There's increased interest in long-term care insurance as a most viable way to protect against the enormous and costly risk of needing long-term care at some point in our lives. Because long-term care insurance is ...

What If I See Inaccuracies on My Credit Report?

Inaccuracies on consumer credit reports are common. According to a survey conducted by the U.S. Public Interest Research Group, 79 percent of all consumers' credit reports contained some form of error. Fortunately, federal law gives you the right to dispute and correct any information within your cr

How Can I Use PayPal When My Money Is Stuck in It

PayPal provides a secure service for users to receive money from friends and relatives and from online auctions such as eBay. PayPal offers free accounts for people and businesses for electronic transactions. PayPal holds these funds in a secure account that can be transferred to a linked bank accou

Do Pell Grants Run Out?

The federal Pell Grant helps more than nine million students afford college each year. While the award will help with your college expenses, it may not cover all of your tuition expenses. There are federal restrictions placed on how much you can receive each semester, as well as how many years you c

Need for Financial Investment Services

While talking about wealth management, wealth refers to any possession you own that has a monetary value attached to it. It includes the management of investments and financial planning, estate planning and financial banking. This ...

Can Federal Employees Contribute to a Roth IRA?

Federal employees can contribute to a Roth IRA. An IRA is an account that you open yourself and is not tied to your employer. If you currently are a federal employee, Fed Smith reports that you can contribute to a Roth IRA outside of your Thrift Savings Plan. You may also have the option of transfe

Retirement Vs. Pension

Planning for your own retirement is critical. Don't expect that Social Security benefits will cover your expenses much less afford you the retirement lifestyle you envision.

A Few Good Things About Separately Managed Accounts

In the investment community, separately managed accounts are generally what the name suggests - they are accounts which are managed individually for each investor, in contrast to mutual funds, that are managed for 100s or ...

How Do Paralegals Make Extra Money?

Paralegals, also called legal assistants, can obtain their training by taking a program at a community college or, for those with a four-year college degree, earn a certificate in paralegal studies. Some employers ask for certification that adheres to the standards set by the National Association of

How to Withdraw From a 401k for a Mortgage

So you're ready to buy the house of your dreams. You just need the financing. The problem is, you've come up a bit short in the down payment amount needed. Or maybe you have the house but have come up short on your ability to pay your mortgage. One possible source of funds is your 401k account. Howe

How to Find the Balance in a PF Account

The Employee's Provident Fund offered in India is a complex pension scheme that gives certain workers guaranteed retirement benefits at age 55. This pension scheme has been around since 1952. However, many employees have complained about the lack of transparency in the plan. As such, obtaining even

Definition of Endowed Scholarship

An endowed scholarship is a major gift to a college or university used to fund scholarships. It often honors a donor's loved one or the donor himself. The feature that most distinguishes endowed scholarships from other types of donations is that the capital in the endowed scholarship gift is preserv